Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.
If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.
Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
171. How People Pleasing and Burnout Lead to Overspending (The Over-Giver)
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If you’ve ever found yourself spending money on other people… and then feeling a little stretched, depleted, or even resentful afterward, this episode is for you.
We’re talking about a type of overspending that doesn’t always look like a problem at first, the Over-Giver.
This is the kind of spending that can look like love, generosity, and showing up for the people you care about. But underneath it, there’s often a pattern that’s leaving you financially and emotionally drained.
In this episode, I break down two versions of the Over-Giver:
- The one who pours into everyone else and then spends to fill herself back up
- The one who gives and spends to make other people feel happy
We’ll talk about:
- How overspending shows up through people-pleasing.
- Why giving without boundaries leads to financial stress.
- What’s actually driving the urge to “do more” or “give more” .
- How this pattern can keep you stuck in a cycle of depletion and spending.
If you’ve ever told yourself “I deserve this” after doing everything for everyone else…
or found yourself spending more than you planned because you didn’t want to disappoint someone…
this will help you see what’s really going on.
Because this isn’t about being generous or not.
It’s about balance.
And learning how to give in a way that includes you too.
If you’ve been recognizing yourself in this series and you’re ready to actually change these patterns, I’m hosting a Stop Overspending Masterclass where I’ll help you connect all of this and show you what needs to shift so you can break the cycle for good.
You can grab your spot through the link in the show notes.
If you’re tired of feeling like you should be further along financially by now and you’re ready to get to the root of what’s keeping you stuck, I invite you to click here to book a 1:1 Financial Clarity Consultation.
This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently.
Together, we’ll look at where you are, where you want to be, what’s actually standing in the way, and how private money coaching will help you overcome your biggest financial challenges and reach your goals faster.
You can book your consultation at germainefoley.com/consult.