Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life.
If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it.
Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.
Episodes
198 episodes
197. Why You Keep Starting Over With Saving Money and Paying Off Debt
Remember how excited you were the last time you decided you were finally going to get your finances together?You had a plan.You knew how much you wanted to save, how much credit card debt you wanted to pay off, and what you needed...
196. Values-Based Spending: How to Stop Overspending Without Going on a Strict Budget
If you make good money but still find yourself overspending, carrying credit card debt, or wondering why your savings is not where you want it to be, this episode is for you.This week, I’m bringing back one of my MVP episodes, one of the...
195. Why Making $100K+ Still Doesn’t Make You Feel Financially Secure
This week, I’m doing something a little different.I recently taught a live money training for women earning $100K or more who feel like they should be further ahead financially, and I decided to share the full training with you here on t...
194. Why Money Feels Like the One Thing You Can’t Figure Out
If you’re successful in so many areas of your life, but money feels like the one thing you can’t figure out, this episode is for you.Maybe you have a successful career.Maybe you make six figures.Maybe you’re doing well in y...
193. Building Wealth Starts With Getting Out of Credit Card Debt & Saving Money
If you make good money but still have credit card debt and not enough savings, this episode is for you.You may be earning six figures or multiple six figures.You may have a good career, a strong income, or a growing business.<...
192. Why Your Bonuses Don’t Help You Stay Out of Credit Card Debt
If you’ve ever told yourself, “I’ll just pay it off with my next bonus,” this episode is for you.Maybe it was a bonus.A commission check.An incentive payment.A client contract.A busy-season income boost.
191. Why You’re Still Not Saving Money or Paying Off Debt Consistently
If you know you want more savings, less debt, more money invested, and more peace around money, but you can't get yourself to do those things consistently, this episode is for you.Because the financial life you want is not just about wha...
190. Making Good Money but Still Wondering Where It Goes?
If you make good money but still feel like too much of it is going out the door, this episode is for you.Maybe you’re earning more than you ever have before, but you still don’t have the margin, savings, retirement progress, or breathing...
189. How to Build Wealth Without Giving Up the Life You Enjoy
If you want to build wealth but the thought of giving up everything you enjoy makes you want to avoid your money altogether, this episode is for you.For a long time, I thought getting serious with money meant living a boring, restricted,...
188. The Biggest Financial Mistake Women Make After Getting a Raise
If you’ve ever gotten a raise, bonus, new client contract, or any other increase in income and thought, “This is finally going to help me get ahead,” this episode is for you.Because extra money can absolutely help you build wealth, pay d...
187. Making Good Money Isn’t the Same as Building Wealth
If you make good money but still feel like you should be further along financially, this episode is for you.Maybe you’re making more than you did five or ten years ago.Maybe you’ve earned the degree, built the career, grown the bu...
186. Why Making More Money Can Still Leave You Feeling Behind
If you make more money than you used to, but somehow still feel behind financially, this episode is for you.Maybe when you were younger and made less, you were more careful.You paid attention.You knew where your money was g...
185. Your Past Money Habits Created Your Current Financial Life
If you’ve ever looked at your debt, savings, spending, investments, or net worth and thought, “How did I get here?” this episode is for you.We’re talking about how your past money habits created your current financial life, and why that ...
184. Why Money Keeps Coming In and Going Right Back Out
This is an encore episode and one of the most important conversations I’ve shared on the podcast.If you make good money but still feel like money comes in and goes right back out, this episode is for you.Maybe you save money for a...
183. Why Knowing What to do With Money Isn't Enough
If you’ve ever thought, “I know what I should be doing with my money, I just can’t get myself to do it consistently,” this episode is for you.Because the truth is, most women are not struggling financially because they don’t have access ...
182. Why You Keep Waiting Until You Feel Motivated to Fix Your Money
If you started the year with big financial goals but now realize you’ve barely thought about them in months, this episode is for you.Maybe you said this was the year you were going to save more money, stop overspending, pay off credit ca...
181. Why It Feels Like Something Always Happens When You Start Saving Money
If you've ever started saving money, watched your account balance grow, and then had to turn around and use that money for a car repair, home expense, medical bill, or something your kids needed, this episode is for you.We're talking abo...
180. Why You Keep Falling Back Into Old Money Habits (Your Financial Thermostat Explained)
If you've ever paid off debt, built up your savings, gotten a bonus, or felt like you were finally getting ahead... only to find yourself right back in the same place a few months later, this episode is for you.We're talking about a hidd...
179. The Skill of Having Money: Why You Keep Spending Your Savings
If you’ve ever saved money, watched your account start to grow… and then suddenly found yourself spending it on things that felt completely justified, this episode is for you.We’re talking about a skill most women were never taught: the ...
178. Your Brain Wasn’t Designed to Build Wealth (And That Changes Everything)
If you’ve ever known what you should do with money… but still found yourself overspending, avoiding your finances, or falling back into old habits, this episode is for you.We’re talking about why building wealth can feel so hard, even fo...
177. Why Building Wealth Feels So Hard (Even Though It’s Actually Simple)
If you’ve ever felt like building wealth is complicated, overwhelming, or something everyone else understands except you… this episode is for you.We’re talking about why wealth building is actually much simpler than most people make it o...
176. Why You Make Good Money But Still Don’t Feel Wealthy
If you make good money but still feel like you should be further along financially, this episode is for you.We’re talking about what it really means to be a high earner, not rich yet, and why your income isn’t translating into actual wea...
175. Why You Pay Off Debt and End Up Right Back in It
If you’ve ever paid off debt, felt relieved for a moment… and then found yourself right back in it, this episode is for you.We’re talking about why getting out of debt isn’t actually the hard part, staying out is. And why the way you pay...
174. How to Start Real Estate Investing with Scott Carson
In this episode of Becoming the Wealthy You, I am joined by a true powerhouse in the real estate world, Scott Carson. Scott brings over 20 years of experience to the table, specifically in the niche of distressed properties and mo...
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173. Why You Keep Overspending (The #1 Wealth Stealer)
If you’ve ever found yourself spending money out of boredom, stress, or just because you felt like it… and then later wondering where your money went, this episode is for you.We’re breaking down what’s really going on when you keep overs...